Coconut Banana Cream Pie Recipe

If you’re searching for the ultimate creamy dessert, this Coconut Banana Cream Pie is guaranteed to impress. Featuring a flaky buttery pie crust, silky homemade coconut pudding, layers of fresh bananas, fluffy coconut whipped cream, and crunchy toasted coconut, this pie is rich, refreshing, and packed with tropical flavor. Every bite is creamy, smooth, and perfectly balanced between sweet banana and toasted coconut goodness.
Made with simple baking ingredients, this easy homemade pie recipe is perfect for holidays, summer gatherings, birthdays, Easter, or whenever you’re craving a classic bakery-style dessert that’s guaranteed to disappear fast.
Why Everyone Loves This Coconut Banana Cream Pie
- Rich homemade coconut custard that’s silky smooth.
- Fresh bananas add natural sweetness and creamy texture.
- Fluffy coconut whipped cream makes every bite irresistible.
- Perfect make-ahead dessert for holidays and parties.
- Beginner-friendly with easy step-by-step instructions.
- A tropical family favorite that’s always a crowd-pleaser.
Ingredients Overview
All-Butter Pie Crust
A flaky, buttery crust creates the perfect base for the creamy filling. Homemade or store-bought both work well.
Granulated Sugar
Sweetens the homemade coconut pudding while balancing the coconut flavor.
Cornstarch
Thickens the pudding into a smooth, creamy filling.
Salt
Enhances the sweetness and balances the flavors.
Whole Milk
Creates a rich, silky custard with a creamy consistency.
Eggs
Help thicken the pudding while adding richness.
Unsalted Butter
Makes the pudding extra smooth and luxurious.
Vanilla Extract
Adds warm bakery-style flavor.
Coconut Extract
Boosts the coconut flavor throughout both the filling and whipped cream.
Sweetened Shredded Coconut
Provides texture, sweetness, and authentic coconut flavor.
Bananas
Fresh ripe bananas create creamy layers that pair perfectly with the coconut pudding.
Heavy Whipping Cream
Whips into a light, fluffy topping that finishes the pie beautifully.
Powdered Sugar
Sweetens and stabilizes the homemade whipped cream.

Variations
Chocolate Coconut Banana Pie
Drizzle melted chocolate over each banana layer before adding the pudding.
Toasted Coconut Deluxe
Toast all the coconut instead of just the topping for a deeper coconut flavor.
No-Bake Version
Use a graham cracker crust instead of a baked pie crust.
Pineapple Coconut Pie
Add finely crushed, well-drained pineapple for a tropical twist.
Nutty Coconut Pie
Top with chopped toasted pecans or macadamia nuts for extra crunch.
How to Make Coconut Banana Cream Pie
Step 1: Bake the Pie Crust
Bake the pie crust according to the package or homemade recipe directions for a 9-inch pie plate.
Allow the crust to cool completely before filling.
Step 2: Make the Coconut Pudding
In a medium saucepan, whisk together the sugar, cornstarch, salt, and whole milk.
Cook over medium-high heat for 7 to 8 minutes, whisking constantly until thick and bubbly.
Reduce the heat to low and cook for 2 more minutes.
Step 3: Temper the Eggs
Slowly whisk a small amount of the hot pudding into the beaten eggs.
Continue whisking constantly to prevent scrambling.
Pour the egg mixture back into the saucepan.
Cook for 2 more minutes, stirring constantly until thick.
Step 4: Finish the Filling
Remove from the heat.
Stir in the butter, vanilla extract, and 2 teaspoons coconut extract until smooth.
Strain the pudding into a clean bowl to remove any cooked egg bits.
Fold in 2 cups shredded coconut.
Cover and chill for at least 30 minutes, or up to overnight.
Step 5: Assemble the Pie
Spread a thin layer of pudding into the cooled crust.
Arrange the banana slices in an even layer.
Cover with the remaining coconut pudding.
Smooth the top.
Cover and refrigerate for at least 2 hours, or overnight.
Step 6: Toast the Coconut
Place the remaining 1 cup shredded coconut in a dry skillet over medium-low heat.
Stir constantly until golden brown.
Remove immediately to prevent burning.
Allow to cool completely.
Step 7: Make the Coconut Whipped Cream
Beat the cold heavy whipping cream until it begins to thicken.
Gradually add the powdered sugar and the remaining 1 teaspoon coconut extract.
Continue beating until stiff peaks form.
Spread or pipe the whipped cream over the chilled pie.
Sprinkle with the toasted coconut.
Step 8: Serve
Slice and serve chilled for the best texture and flavor.
Pro Tips & Cooking Secrets
- Keep the pie crust cold before baking to help prevent shrinking.
- Whisk the pudding constantly to create a perfectly smooth custard.
- Completely cover the bananas with pudding to keep them from browning.
- Toast the coconut carefully, stirring constantly because it can burn very quickly.
Serving Suggestions
- Serve chilled with fresh banana slices.
- Pair with hot coffee or iced coffee.
- Garnish with extra toasted coconut and white chocolate shavings.
- Add a drizzle of caramel sauce for an extra indulgent dessert.
How to Store Coconut Banana Cream Pie
Refrigerator
Cover tightly and refrigerate for up to 2 days for the freshest flavor.
Freezer
Freezing is not recommended because the bananas and whipped cream lose their texture after thawing.
Reheating
No reheating is needed. Serve the pie cold directly from the refrigerator.
Make Ahead
Prepare the coconut pudding one day in advance and assemble the pie the following day for the freshest results.
Coconut Banana Cream Pie FAQs
Can I make Coconut Banana Cream Pie ahead of time?
Yes! It’s actually better when chilled overnight, allowing the filling to fully set and the flavors to develop.
How do I keep the bananas from turning brown?
Completely cover every banana slice with the pudding so they are not exposed to air.
Can I use frozen whipped topping?
Yes. Homemade whipped cream provides the best flavor, but thawed whipped topping is a convenient substitute.
Can I use unsweetened coconut?
Yes. Unsweetened coconut works well if you prefer a less sweet dessert.
Can I freeze Coconut Banana Cream Pie?
Freezing isn’t recommended because the bananas become watery and the whipped cream may lose its texture.

Coconut Banana Cream Pie
Equipment
- 9-inch pie plate
- medium saucepan
- whisk
- mixing bowls
- fine mesh strainer
- heavy-bottom skillet
- electric mixer
- rubber spatula
Ingredients
- 1 all butter pie crust
- 3/4 cup granulated sugar
- 1/4 cup cornstarch
- 1/2 teaspoon salt
- 3 cups whole milk
- 2 large eggs, lightly beaten
- 3 tablespoons unsalted butter
- 2 teaspoons vanilla extract
- 3 teaspoons coconut extract, divided
- 3 cups shredded sweetened coconut, divided
- 2 medium bananas, sliced
- 1 1/2 cups cold heavy whipping cream
- 3 tablespoons powdered sugar
Instructions
- Bake the pie crust according to package or recipe directions for one pudding pie crust. Let cool completely.
- Combine the sugar, salt, cornstarch and milk in a medium saucepan. Cook over medium-high heat, whisking constantly until thick and bubbly, about 7–8 minutes. Reduce heat to low and cook for 2 more minutes.
- Slowly whisk a small amount of the hot milk mixture into the beaten eggs. Return the egg mixture to the saucepan, bring to a boil and cook while stirring constantly for 2 minutes.
- Remove from heat and stir in the butter, vanilla extract and 2 teaspoons coconut extract. Strain into a bowl to remove any cooked egg bits.
- Stir in 2 cups of shredded coconut. Cover and refrigerate for at least 30 minutes or overnight.
- Spread a thin layer of pudding into the cooled crust. Arrange the banana slices in a single layer and cover with the remaining pudding. Chill for at least 2 hours or overnight.
- Toast the remaining cup of shredded coconut in a heavy-bottomed skillet over medium-low heat, stirring continuously until golden brown. Remove immediately from the pan.
- Beat the cold heavy cream until soft peaks form. Slowly add the powdered sugar and remaining teaspoon of coconut extract, then continue beating until stiff peaks form. Spread over the chilled pie and top with toasted coconut. Serve within 2 days.






